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Case on Ownership of Premarital Insurance Products: How to Divide Life Insurance Purchased Before Marriage Upon Divorce

Source:Supreme People's Court
Author:Wang Dan
Release Time:2026-07-21
Feng purchased a life insurance policy before marriage and continued to pay premiums after marriage. Upon divorce, the spouse claimed division of the policy's cash value. The court held that the cash value corresponding to premiums paid before marriage was Feng's personal property, while the cash value corresponding to premiums paid with community property after marriage was community property and should be divided.